BUYER ESSENTIALS
When we work together, we will:
Find you just the right home.
At the best price.
In the right time.
With the least amount of problems.
Let's build a team together. Then you'll have the right information and the right people to make your home buyng experience fun and easy.
Finances
Are you ready to apply today for a home mortgage loan? If your finances are in order, you are. If you feel your finances need a little work, then there are plenty of reputable counselors to assist you. By completing a Budget Worksheet, you can be sure of your monthly budget. If you would like to know what your monthly payment should be, based on your monthly income, complete the Percentage Calculator. If your account has been placed in collection, and you have been contacted, you may have some questions about how the collection agency may treat you as a debtor. You may wish to look at the online brochure entitled, "Fair Debt Collection." If you are interested in repairing your credit record, follow the sound advice of a reputable counselor who says, "Only time, a deliberate effort, and a plan to repay your bills will improve your credit record."
Loans
If you haven't already done so, let's get your loan application submitted to a reputable lender. Whether you need a traditional home loan, construction loan, or other financing, here are a list of some of the best loan professionals who will go to work for you right away.
Please feel free to contact any one of my friends here:
Reg Gustin, Sun America Mortgage 480-467-1082; 480-832-4343; 480-330-1683 cell reg.gustin@sunamerica.com
Sherry Olsen, Countrywide 480-813-1777
I can give you more resources if these are not fruitful for you, and then we can move on the the next buyer essential: your buying criteria.
Search Criteria: What am I looking for in a home?
Your criteria will lay the foundation for our property search together. When you let me know exactly what type of home you desire, we can narrow down the prospects until I hand you your new keys.
It will be most helpful to me if you will take a moment and give me a precise description of the home that's right for you. For example, tell me your purchase price range, number of bed, bath, garage, square footage desired, back yard/pool, city and school district, freeway access, and all other criteria (such as recreation, employment location, etc). Please use the "comment" space on the "Contact Form" found on the menu to the left side of your screen.
We will spend time touring homes together, which will give you an understanding of what features are available at current market prices. Whether it takes a week, a month, or longer, we will be diligent as we narrow the field for your final home selection.
Take a closer look...
Now that you've seen the home you want to purchase, get a throrough inspection done right away.
No home is so new or so well built that it couldn't benefit from having a home inspection completed. Almost every home contains some defective conditions, no matter how well built. Some of these defects are obvious, but some are only apparent to those who know how and where to look for them. Defects will be found. The question is what, where, how serious, dangerous or expensive these may be.
Home inspections are designed to help you, the homebuyer by preventing loss. It tells you exactly what you will be getting and outlines any potential future problems. This enables each homebuyer to make a thorough, informed decision. After all, statistically speaking, your home is probably your most valuable asset.
If you would like to talk with a Home Inspection Professional, feel free to contact any one of these companies:
Dan Rachoy, SOS Home Inspection and Pest Inspection 602-859-2771.
Bob Vaught, IQ Home Inspections 602-290-5904
Bob Hickerson, Cowboy Home Inspections 602-790-8231 (member American Society Of Home Inspectors, ASHI)
Steve, White glove Inspection 602-743-3565
HouseMaster Home Inspections 480-345-8570
All Pro Home Inspections 602-953-1010
1st Choice Home Inspections 480-777-5564
Getting Plugged In
Once you're in your new home, you will need to get "plugged in" to the community, so here are some contacts to help you:
Electric: SRP (Salt River Project) 602-236-8888 or AZ Publilc Service 800-253-9405 or 602-371-7171
Gas: Southwest Gas 800-873-2440 or 602-861-1999
Handyman: I Got A Guy 602-329-4400
Telephone: Qwest 800-244-1111
Pest Control: 602-255-3664
Registrar of Contractors www.azroc.gov 602-542-1525
Water Quality 602-534-4202
Super Fund 602-207-2300
Environmental Protection Agency (EPA) 415-744-1180
WATER, SEWER, TRASH
Chandler 480-782-2280
Gilbert 480-503-6800
Glendale 623-930-3190
Mesa 480-644-2221
Peoria 623-773-7160
Phoenix 602-262-6251, 888-859-5053
Scottsdale 480-994-2461
Tempe 480-350-8361
The contact information above is provided as a courtesy to visitors of www.jobyhomes.com and is not meant to be an all-inclusive list.
